VA Loans - Loans for United States Veterans

General Rules for Eligibility 
Determine if you are eligible for VA home loan benefits.

Frequently Asked Eligibility Questions 
Questions about who is eligible for a VA loan and reuse of eligibility for another VA loan.

How to request a Certificate of Eligibility for VA Home Loan Benefits 
To request a Certificate of Eligibility for VA home loan benefits, you must complete VA Form 26-1880 and submit it to our VA Eligibility Center along with acceptable proof of service as described on the instruction page of the form.

It's also possible to obtain a Certificate of Eligibility from your lender.  Most lenders have access to the ACE (Automated Certificate of Eligibility) system.  This Internet based application can establish eligibility and issue an online Certificate of Eligibility in a matter of seconds.  Not all cases can be processed through ACE - only those for which VA has sufficient data in our records.  However, veterans are encouraged to ask us about this method of obtaining a certificate.